出自:国开作业公共政策概论
To save money, you simply need to spend less than you earn.It is easy to say, but why is it so difficult to do? To answer this question, you need to study the factors that keep you spending all the time. Easy access to credit For most people, this is the biggest reason for overspending. People can easily get a credit card, simply by filling out a short form in a bank or jumping on their website. They can borrow money from banks to go shopping, even buy cars or houses. When you aren.t physically handing someone money or a check for a purchase, you will feel you are spending free money or you aren.t spending money at all. Try using cash to get your spending under control. Misusing credit cards A credit card is an interest free short-term loan. When used as planned, this can be a powerful financial tool. The problem is when you begin to let the balance continue from month to month. If you make a $200 purchase on your credit card and find out that at the end of the month you can.t afford to repay the full amount, this is when the high interest rates on the cards really begin to hurt you. That is no way of saving money. Giving in to temptation We all need to enjoy life, but don.t waste your financial future for a few guilty pleasures today if they aren.t in your budget. When you know that you can.t afford an activity, don.t give in. Instead, invite your friends over for a home dinner party, game night, or some other activities where you can still enjoy time together, but without breaking your budget.
1-1、For most people, easy access to credit is the biggest reason for overspending.
A、T
B、F
To save money, you simply need to spend less than you earn. It is easy to say, but why is it so difficult to do? To answer this question, you need to study the factors that keep you spending all the time. Easy access to credit For most people, this is the biggest reason for overspending. People can easily get a credit card, simply by filling out a short form in a bank or jumping on their website. They can borrow money from banks to go shopping, even buy cars or houses. When you aren.t physically handing someone money or a check for a purchase, you will feel you are spending free money or you aren.t spending money at all. Try using cash to get your spending under control. Misusing credit cards A credit card is an interest free short-term loan. When used as planned, this can be a powerful financial tool. The problem is when you begin to let the balance continue from month to month. If you make a $200 purchase on your credit card and find out that at the end of the month you can.t afford to repay the full amount, this is when the high interest rates on the cards really begin to hurt you. That is no way of saving money. Giving in to temptation We all need to enjoy life, but don.t waste your financial future for a few guilty pleasures today if they aren.t in your budget. When you know that you can.t afford an activity, don.t give in. Instead, invite your friends over for a home dinner party, game night, or some other activities where you can still enjoy time together, but without breaking your budget.
1-1、For most people, easy access to credit is the biggest reason for overspending.
A、T
B、F
Henry and his friend Sally are talking about the smart phone. Henry: My MP3 player is broken, so I want to change it for an MP4 player. Can you offer any advice about which brand and model to buy? Sally: An MP4 player? Why don.t you buy a new cell phone? You can find an MP4 player inside any of the latest cell phones. Henry: Oh, that.s a good idea. Perhaps I should have a try. Sally: Look at my cell phone. I can listen to music, watch movies, take pictures, play games, surf the web and download documents. It.s just like a pad. Henry: That.s cool. I can use the computer and the Internet pretty well, but I.m a little bit slow in the latest trends of digital products. Sally: That.s OK. You know, digital devices are becoming smaller and easier to carry, and they won.t cost you too much. Henry: Yeah, if I buy a cell phone like this, I don.t have to take a music player everywhere I go, and I can save the cost of buying an extra MP4. Sally: That.s right. What.s the flash memory of your old MP3? Henry: 256 MB. Sally: Then any cell phone can meet your need because they generally have memories of over 512MB.
1-1、They are talking about a camera.
A、T
B、F
In capsule hotels, each guest stays in a small sleeping space called capsule. It measures about 2 meters in length and 1 meter in both width and height. It is a type of hotel first developed in Japan intended to provide cheap, basic overnight accommodation for guests who do not require the services offered by traditional hotels. Facilities differ, but most include a television and wireless internet connection. There are many buttons in the capsule. One turns on the light, one turns on the TV, and one controls the channels. There is a radio and an alarm clock built in. The open end of the capsule can be closed, for privacy, with a curtain or a fiber glass door. Luggage is stored in a locker. Clothes and shoes are sometimes exchanged for a yukata and slippers on entry. Washrooms are communal. Guests are asked not to smoke or eat in the capsules. Some hotels also provide restaurants (or at least vending machines), pools, and other entertainment facilities. Capsules are used primarily by men. Some capsule hotels offer separate sections for male and female guests. The benefits of these hotels are convenience and price, usually around ￥2000-4000 (USD 25-50) a night. They provide a place for those who may be too drunk to return home safely. About 30% at the Capsule Hotel were unemployed or underemployed and were renting capsules by the month. It was first offered to salary men who had missed the last train home, but now it is also popular with travelers from all over the world. Therefore, it.s going to gain more popularity.
1-1、The space of each capsule is quite _____.
A、large
B、capacious
C、limited
Instead of trying to beat back the rising flood, innovative amphibious buildings can adapt to the rising flood. These buildings are ready for whatever Mother Nature might throw at them– even 10-foot floodwaters. Let.s take a look at just two of them. The UK.s First Amphibious House The UK.s first amphibious house is located on the Thames River. And the first amphibious building in Britain will be completed soon. Baca Architects designed this home for a couple who wanted to live on a flood-prone island, an island easy to be attacked by floods, in the Thames River. This building is equipped with a terraced landscape. And this terraced landscape acts as an early warning system when the waters are rising. The terraces will be filled with water before the ‘wet dock’ under the house does, and then the home itself will slowly rise to stay above the water. Solar Powered Floating School in Nigeria Residents of Makoko in Nigeria have been building houses on stilts for generations. People there go from one house to another by canoe. As sea levels are rising, officials threaten to tear down the entire community. If these houses are tore down, 250,000 people will be homeless and have to look for a new place to live. Architects found a solution in floating structures with improved sanitation conditions. The first completed example is a three-storey solar-powered school. This amazing floating school addresses social, physical and ecological needs. Built on top of 256 recycled blue barrels, the school buildings are made of triangular bamboo and wood. Makoko.s residents made full use of their skills when building these structures. With three levels, the solar-powered high school has room for 100 local kids and recycles rainwater to flush the toilets. And the cost for the whole school structures was under $7,000.
1-1、Innovative amphibious buildings have adaptation to the rising flood.
A、T
B、F
Imagine having jeans that charge your phone just by putting it in your pocket. That.s what this material does. It was developed for the British Army. The fabric is made of yarn. The yarn can conduct electricity from a battery pack to anywhere in your clothing . It can charge your gadgets on contact. The fabric has been developed by Intelligent Textiles. It can carry either power or data through a soldier.s clothes, helmet, or backpack. It can charge gear that otherwise needs separate power sources. The materials have been field tested. But they still need to be weather-proofed. And that.s all great, but could this ever make it into your home, and charge your phone or laptop someday? Right now, charging a battery still involves wires, chargers, and sockets. Inductive charging is developing. But you cannot just put your phone down on any surface and start powering up. But what if your pant or jacket or bag could charge your phone, or laptop or anything else? And what if that could be combined with some kind of inductive charging? You.d be able to almost totally cut the cord with your gadgets. Yes, you.d need to charge up whatever power source you.re using now and then, but keep a pair of khakis plugged in while they hang in the closet. It would be a lot different from having to remember to plug in your phone.
1-1、According to the passage, what is the fabric?
A、The fabric is made of iron which can conduct electricity.
B、The fabric is made of wood.
C、The fabric is made of yarn which can conduct electricity from a battery pack to anywhere in your clothing.