出自:云南工商学院-生活英语听说

[名词解释题,13分] Consultant
[填空题,12分] Longer working hours in the United States is a ______(rise) trend, whereas the trend in other industrialized countries is the opposite.
Facts show that as many as 50 percent of patients do not take drugs ______ directed.
A.like
B.as
C.which
D.so
He will have ______ 30 by the end of this year.
A.turned
B.become
C.got
D.taken
Macao ______ its return to China in December, 1999.
A.watched
B.found
C.saw
D.noticed
This hotel _______ $60 for a single room with bath.
A.charges
B.demands
C.prices
D.claims
The typical measures of internal control included:___________
A.risk identified
B.behavior control
C.assessment and authorization
D.Information Exchange
The followings can be classified as off-balance sheet business are:___________
A.Deposits
B.Trust Consulting
C.L/C
D.Agency
The Basel Capital Accord (Basel I) is made up of three elements, they are: ___________
A.a definition of regulatory capital
B.risk-weighted assets
C.credit conversion factors (CCFs)
D.internal control and audit
The risk exposure and assessment disclosures relate to ___________
A.credit risk
B.market risk
C.operational risk
D.interest rate risk in the banking book
Strong mobility management,including key factors:___________
A.Good management information system
B.Control of the Central Liquidity
C.Options of the net funding requirements
D.Diversification of financing sources, and contingency plans
A fireman discovered the __________ of the fire.
A.truth
B.reason
C.cause
D.fact
That young man has made so much noise that he ___ not have been allowed attend the concert.
A.could
B.must
C.would
D.should
"Would you like some more noodles ?" "No, thanks. I ________________."
A.don.t want to
B.can.t eat
C.am not hungry
D.I.m full
Nancy isn.t here. It.s my mistake. I forgot all about____ her.
A.telephoning
B.to telephone
C.to telephone to
D.he telephone to
John helped me write a letter ____ English.
A.with
B.of
C.in
D.by
Which of the followings are the products of corporate debts _______
A.revolving liquidity loan
B.trade financing loan
C.corporate account overdraft
D.syndicated loan
The methods of issuing financial bonds include:_______
A.through market distribution
B.through agreement
C.through lead commercial bank underwriting
D.through directional distribution
The main causes that would lead to internal control failure include _______.
A.poor external supervision and regulation;
B.lack of internal supervision;
C.disordered control structure;
D.neglecting the risks of new business.
Which three major risks of the following are the Chinese bankinginstitute facing at present time?______
A.credit risk
B.market risk
C.legal risk
D.operation risk
Quantitative and consolidated supervision concludes _______
A.the supervision of inside transaction
B.capital supervision
C.the supervision of interest conflicts
D.the supervision of financial safety nets free-rider
I.ll send you my address______ I find somewhere to live.
A.although
B.as
C.while
D.once
Who is late this time-______you ask Susan,of course.
A.Could
B.Can
C.Need
D.Would
______ if he.d ever been fined before, Mathew replied, "Only for speeding. "
A.Asking
B.Asked
C.To ask
D.Having asked
____ your teacher like you?
A.Do
B.Does
C.Are
D.Is
I didn’t manage to work out the problem _______the teacher had explained how.
A.until
B.unless
C.when
D.before
Component Risk Assessment contains:_______
A.report
B.Inherent Risk
C.Risk Control
D.Risk in Future
Loan guarantees includes _______
A.Mortgage
B.Pledge
C.guarantee
D.letterroffcomfort
Which kind of loan below belongs to the category of corporate loans?_______
A.Working Capital Circular Loans
B.Trade Financing loans
C.Corporate Account Overdraft
D.Syndicated Loans
He is_______a writer.
A.failure as
B.a failure as
C.the failure for
D.a failure with
– Can you come on Monday or Tuesday? – I’m afraid ______ day is possible.
A.either
B.neither
C.any
D.some
Mary ______ anything in the shop.
A.won.t buy
B.didn.t buy
C.didn.t bought
D.don.t buy
_____ Sundays we stay at home.
A.With
B.At
C.In
D.On
Years ago we didn’t know this, but recent science ______ that people who don’t sleep well soon get ill.
A.showed
B.has shown
C.will show
D.is showing
According to the risk profile, grades the loans into 5 categories,namely _______.
A.pass
B.special mention
C.substandard
D.doubtful
The new regulatory concepts of CBRC includes _______
A.conducting consolidated supervision
B.focusing on risk-based supervision
C.strengthening banks internal controls
D.enhancing transparency
The three pillars of the NEW Capital Accord include _______
A.minimum capital requirements
B.the supervisory review proess
C.market discipline
D.credit rating
Commercial Bank Profitability analysis of basic methods include: _______
A.Comparative Analysis
B.Difference Analysis
C.Ratio Analysis
D.Factor Analysis
Commercial banks prepare financial statements which should meet the following requirements: _______
A.data authentic
B.binding of simple beauty
C.comprehensive and complete
D.submit timely preparation of
—Would you mind holding the door open for me,please?—______.
A.Don.t mention it
B.Oh, with pleasure
C.Well, that.s all right
D.Thank you all the same
______ the town was attacked by the storm several times, little damage was done.
A.As
B.If
C.Since
D.Although
The case ______ a lot of things, ______ a second-hand watch.
A.contained; including
B.included;containing
C.included;contained
D.contained;included
It’s getting cold, Be careful_____ your health.
A.for
B.with
C.at
D.about
Li Fang is very busy,_____she.s always helping others with their lessons.
A.but
B.although
C.so
D.for
The local government cut down their costs ______ 30 percent.
A.at
B.by
C.for
D.with
I’m readin his______novel.
A.best-selling
B.best-sold
C.best-sale
D.best-sell
I.ll come , ________ I don.t expect to enjoy myself.
A.beyond
B.through
C.across
D.over
________ Hongkong is often regarded as ________ international centre for business, finance and tourism.
A./ an
B.An /
C.The /
D./ the
I haven.t seen you since you came back from holiday, ______ a nice time?
A.Do you have
B.Did you have
C.Have you had
D.Had you had
Though Mary continued working, she kept looking at the clock ______, thinking of her sick baby in hospital.
A.all the time
B.at once
C.after a while
D.for a moment