出自:云南工商学院-生活英语听说

[单选题,10分] I haven.t seen you since you came back from holiday, ______ a nice time?
A.Do you have
B.Did you have
C.Have you had
D.Had you had
[单选题,10分] Though Mary continued working, she kept looking at the clock ______, thinking of her sick baby in hospital.
A.all the time
B.at once
C.after a while
D.for a moment
[单选题,10分] Good heavens! There you are! We ____ anxious about you, and we ____ you back throughout the night.
A.are; expect
B.were; had expected
C.have been; were expecting
D.are; were expecting
[单选题,10分] The volleyball match will be put off if it ____.
A.will rain
B.rains
C.rained
D.is raining
[单选题,10分] He asked who I voted for and I said it was my own _______.
A.thing
B.matter
C.duty
D.business
[多选题,10分] Among the following choices, which are used for measuring credit risk? ____
A.The weighted method
B.The standard method
C.The primary method of internal rating
D.The senior method of internal rating
[多选题,10分] The equity capital of the banks are mainly used for ____
A.providing permanence income resources for shareholders and lasting capital resources for the
B.undertaking risks and adopting loses
C.proving for the foundation of business development
D.guaranteeing the sound and stable management of the banks for the shareholders
[多选题,10分] Loan vouch is ____
A.Pledge
B.Impawn
C.Guarantee
D.Comfort letter
[多选题,10分] Internal control’s goal is ____
A.Enhance work performance
B.Advance authenticity of financial data
C.Strengthen compliance & validity
D.Ensure realization of work goal
[多选题,10分] What kind of main risk exists in loan acceptance operation?____
A.Policy risk
B.Law & regulatory risk
C.Banking liquidity risk
D.Market risk
[单选题,10分] John and Sue_______computer games for hours before their parents came home from work.
A.are playing
B.have been playing
C.played
D.had been playing
[单选题,10分] Please give me more time;______ I shall not be able to finish the paper by next Monday.
A.meanwhile
B.therefore
C.otherwise
D.still
[单选题,10分] John and I ____ friends for eight years. We first got to know each other at a Christmas party. But we _______ each other a couple of times before that.
A.had been; have met
B.have been; have met
C.had been;had met
D.have been;had met
[单选题,10分] ______bricks, workers press clay into blocks and bake them to the requisite hard.
A.Being made
B.The making of
C.To make
D.Made
[单选题,10分] He will go to America next month, if he ____ready then.
A.is
B.will be
C.shall be
D.is going to be
[多选题,10分] Harry treats his secretary badly. -Yes, he seems to think that she.s the______ important person in the office.
A.less
B.least
C.more
D.most
[多选题,10分] Alice was about to______, when she suddenly found an answer to the question.
A.make up
B.look up
C.turn up
D.give up
[多选题,10分] It was a big celebration-______people gathered at the city square.
A.five thousands
B.five thousand
C.thousands
D.thousand of
[多选题,10分] Please give me more time;______ I shall not be able to finish the paper by next Monday.
A.meanwhile
B.therefore
C.otherwise
D.still
[多选题,10分] I don.t think Jill would be a good teacher. She.s got ______ patience with children.
A.plenty
B.much
C.less
D.little
[单选题,10分] I must be leaving now. It.ll be 3 hours. drive to get there. -__________.
A.Good-bye
B.Take care
C.Take it easy
D.What can I do for you
[单选题,10分] Nobody could have guessed , in those days , the place in history that Martin Luther King, Jr____.
A.was having
B.was to have
C.had had
D.had
[单选题,10分] The queen will visit the town in May, _________she will open the new hospital.
A.when
B.then
C.while
D.but
[单选题,10分] They are going downtown ________bus instead of _______their bikes.
A.by, by
B.on; by
C.by; in
D.by; in
[单选题,10分] How about a film tonight? ----- _______I haven.t been to the cinema for a long time.
A.Yes, thanks.
B.Why not?
C.No, go away
D.It.s a pity.
[多选题,10分] Non-performing loans includes _______
A.substandard
B.doubtful
C.loss
D.pass
[多选题,10分] Where’s John, do you know? ----- Oh, _____to hospital.
A.he’s taken
B.he’ll be taken
C.he’s been taken
D.he’ll take
[多选题,10分] He is _______a writer as a reporter.
A.more
B.rather
C.nottso much
D.not such
[多选题,10分] It is estimated that much of a teenager.s time is spent______ with friends.
A.to talk
B.talking
C.being talked
D.having talked
[多选题,10分] It is one __________best sellers in our country now.
A.of them
B.of those
C.of this
D.of their
[单选题,10分] Henry was deported for having an expired visa. He _______ his visa renewed.
A.should have had
B.must have had
C.might have had
D.would have had
[单选题,10分] The queen will visit the town in May , ________ she will open the new hospital.
A.when
B.then
C.while
D.but
[单选题,10分] I.ll come , ________ I don.t expect to enjoy myself.
A.if
B.since
C.as
D.though
[单选题,10分] The Oscar is one of the film prizes ____ offered to any Chinese actor or actress so far.
A.which is not
B.that have not been
C.that has not
D.that has not been
[单选题,10分] Here’s my card, Let’s keep in ___.
A.touch
B.relation
C.connection
D.friendship
[多选题,10分] The important bank blank voucher include: ____
A.Certificate of deposit
B.Bank passbook
C.Check
D.Credit card(Letter of credit)
[多选题,10分] For commercial bank, which two parts does the operating revenuemainly include?____
A.Asset Revenue
B.Rental Revenue
C.Service Revenue
D.Bond Revenue
[多选题,10分] Risk assessment include:____
A.to know about institutions
B.the risk management capabilities
C.the risk level
D.the developing direction of risk
E. to collect information
[多选题,10分] Factors affecting the loan loss: ____
A.the customer behavior
B.value of collateral
C.ability of the guarantor
D.the bank.s management level
[多选题,10分] The loan review should focus on :____
A.Loan Purpose
B.source of repayment
C.asset conversion cycle
D.he repayment record
[单选题,10分] There are _______ custom tailors and dres makers in the U.S. than in European countries.
A.far fewer
B.so fewer
C.very fewer
D.too fewer
[单选题,10分] That young man has made so much noise that he ___ not have been allowed attend the concert.
A.could
B.must
C.would
D.should
[单选题,10分] ____ they will send us an invitation is not yet known, __we hope they sill.
A.If...write
B.That so
C.When...yet
D.Whether...butt
[多选题,10分] The three main risks which China.s banking sector is facing are ____
A.Credit risk;
B.Market risk;
C.legal risk;
D.operational risk.
[多选题,10分] Results of rating system, which must be used in banks. daily operation, include ____
A.Credit approval
B.Risk management
C.Internal capital location
D.Corporate governance
[多选题,10分] The major interest rate risk banks face includes;____
A.Option risk
B.Benchmark risk
C.Yielddcurve risk
D.Repricing risk
[多选题,10分] In operation and management of commercial banks, capital demand management mainly includes ____
A.Scale management
B.Structure management
C.Maturity management
D.Debt Capital management
[多选题,10分] Based on the funding sources, liability business of commercial banks can be categorized: ____
A.Deposit liability
B.Borrowing liability
C.Inter-bank lending liability
D.Clearing liability
[名词解释题,12分] Project team
[名词解释题,13分] Team-building
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